Maybe you are trying to save up for something special. If you are wondering how to make money today or what apps pay you real money, you’ve come to the right place. The Millennial Money team conducted a detailed review of the Best Money Making Apps to earn extra cash fast in 2020. Are you looking for legit apps that pay you real money? Now, you might have heard of cashback apps that pay you to shop, survey apps that pay to share your opinion, and rewards/coupon apps for availing of deals and discounts. These solutions definitely generate some passive income on the go.
If you have read our article; 16 Best Smartphone Apps That Pay You money 2018/2019, you probably would have found fun and entertaining ways to earn money using your mobile phone.
Earn Money apps are now more popular than get paid to sites as you can earn money while on the go and not limited to using a desktop device. The best money making apps allow you to make some extra cash for beer money.
This post shows you the 17 best smartphone apps that pay you money 2020 and includes both the top Android and iOS apps. The countdown is based on app reliability, the ease of use and the money making potential.
17 Best Smartphone Apps That Pay You Money 2020
17) Cash For Apps
Cash For Apps is a good stable app that pays you to install apps. When you install apps advertised on Cash For Apps offerwalls you can then delete them once you are credited points.
300 points on this app are worth $1 and points can be exchanged for gift cards for stores including Amazon, CVS, eBay, Target, Starbucks, Google Play and many more.
You can earn bonus points by referring friends, however as it is only limited to app downloads, the earnings potential will not be as good as other apps in our list.
The app is available from the iOS app store and Google Play store. If you have one account on either and have a device from both, they will be synched.
The Ebates app is a good earning app for anyone loves to shop online. Ebates is one of the best cashback.
Ebates will give you $5 to sign up so that is a great reason for you to download this app on to your smartphone.
You can get paid for shopping at any of the 750+ approved shops including Microsoft, Sephora and Etsy.
You can also earn money by referring your friends to use this free earn money app.
15) cashKarma Rewards & Gift Cards
cashKarma is a popular app that will pay you for downloading apps, signing up for free trials and watching videos. For paid video views you get 1 point per video view and you can watch 50 per day.
You can redeem points for PayPal cash, Amazon gift cards of $5 and $10 amounts.
With cashKarma, you get rewarded to check in to the app daily and there are other bonuses when you achieve milestones.
There is a referral system to help you earn more points by having your friends sign up.
14) App Bounty
App Bounty has over 5,000,000 installs and over 100,000 5 star ratings on the Play Store. The way the app works is mainly by downloading and installing other apps. There are also offerwall offers for you to earn credits which you can exchange for gift vouchers.
The app is international in its reach so if you are from outside of the US, you can also benefit from downloading the app.
Overall the app is good and the payments are reliable. On the downside it can seem like forever to build your credits up.
You can swap credits for gift cards from iTunes, Amazon, Steam and more. This is one of the best apps that pay you money.
13) Make Money And Free Gift Cards
The Make Money And Free Gift Cards app makes our list for the first time! Over 30,000 reviews and most of them positive.
Over the past year a lot of apps have been removed from the Google Play Store for being scams and the fact that advertisers are no longer paying good money. As a result the quality of the apps are now better and actually pay you.
Make Money And Free Gift Cards say that you could reach your first cashout within 2 days!
Tapporo remains one of the elite rewards and money making apps. Consistently in our top 5 list, Tapporo is one of the oldest and reliable apps that you can find on the Google Play Store. This app was even listed in our 2015 list of best money making apps.
Based on the web version, Tapporo.com, they offer some of the best referral rates of $0.60 per sign up. If you have 100 friends, there is $60 free cash for you!
The high referral reward rate is one of the reasons we love this app. It can be a little difficult to earn money other than that however, it is easily one of the best apps that you can download that will earn you cash.
Rewards include PayPal cash, Amazon vouchers, mobile accessories and more!
11) Storm Play – Earn Free Bitcoin, Ethereum & Storm (Was Bitmaker)
Do you want free Bitcoin or Ethereum? Bitmaker Free Bitcoin, now renamed Storm Play can help you get free cryptocurrency. The app was built initially by cakecodes but has since been sold. This app pays you blocks which can then be exchanged for Bitcoin (This was satoshi before an update in March 2017). You must do a number of different tasks like answer surveys, install games and more to earn blocks.
The payout is low so you get paid on Fridays when you reach the threshold (this keeps changing depending on cryptocurrency trading prices. Remember to receive Bitcoin, you must have a Bitcoin wallet and a separate wallet if you want to receive Ethereum. You can find Bitcoin wallets online and easily sign up to them.
Recent updates have made this app worse. We had at number 2 on the best apps that pay you, but no longer!
10) Survey Mini
Survey Mini features in our run down for a second year. It is a survey app, however it is best if you are living in the United States. The app is available to both iOS and Android users.
How you get paid is by visiting local places where you have been to and you will receive surveys based on your experiences at those locations.
If you love going to restaurants, shops or visiting local attractions then you could benefit from using this app
You can receive rewards from Survey Mini for free food, discounts and points for gift cards for the stores that you visit.
Ibotta is one of the oldest apps on the Google Play and Apple App Stores.
The way that Ibotta works is that you get cashback based on purchases that you have previously made. Overall it is a reliable app and is used by millions to earn cashback on purchases that they make online.
US users can enjoy taking advantage of free coupons for top online stores.
8) Make Money Earn Free Cash
We said in 2016 & 2017 that Make Money Earn Free Cash had a lot of potential and it still has. Now with over 1 Million installs it is one of the most popular get paid to apps on the market. Last year the app was rated on the Play Store at 4.6 and in 2020, it remains the same.
There are numerous ways to earn however it can be slow and tedious. The rewards are earned by watching videos, filling in surveys and taking advantage of free trials.
PayPal is the only option to cash out your rewards, which for most is a good thing.
7) App Karma
App Karma makes it debut on our top paying apps list. With App Karma you can earn daily rewards easy by using your smartphone. With over 1 million installs, it is easily the most popular app that you can download for free from the Google Play Store. There is also an iOS version of the app also available for you to download for free.
Gift cards are available worldwide and not just for the US making this app appeal to a global audience. When you redeem your rewards, App Karma give you 5% of the points back to you!
Rewards include Amazon gift cards, PayPal cash, Starbucks vouchers and Google Play gift cards.
Earny is a free app that pays you when price drop on purchases with a price guarantee.
Earny works to claim money back on purchases made on:
- Online shopping
- Travel bookings
- Credit card purchases
Instead of having to make claims on previous purchases, Earny scans best prices based on receipts that you have scanned.
Cashpirate is one of our favourite apps. It has been consistently in the top 5 in past years, however, the app and its payouts remain reliable. At the start of 2016 we were earning $15-50 per month and this still remains the case. We have never had any problems with payments ever! We are not affiliated with this app and just telling the truth!
With this app, you can earn PayPal cash, Bitcoins and Amazon Vouchers. The minimum payout is $2.50 PayPal cash.
Points are earned in this app by downloading new apps and completing offers.
You earn by watching videos but the number of videos available for you to watch is now limited. The referral program is probably the best of all apps as you get 10% of your referrals earnings and 5% of the referrals referrals earnings.
The interface of this app is extremely dated when compared to others.
The reason it is remains on our top 10 list is the fact that Cash Pirate does pay on time when you request. We have never had any bother regarding payments from CashPirate.
Click here to download and use referral code OANTJM
4) GiftPanda – Cashback Shopping
GiftPanda is an earning app where you get paid to:
- Play games
- Download apps
- Get paid to Shop online
- Refer friends
The app is moving towards becoming a cashback app for those who shop online often.
GiftPanda is an app created by the team at Aye-T Studios who have also created CashPirate. Bingo billy 125.
Swagbucks is one of the best apps that you can install to make money. This is one of the best apps that actually pays you. You can sign up to their website and earn money by going surveys, playing games, shopping online and more.
The rewards range from gift cards and much more. If you want to get paid by Paypal, this is also an option available to you.
2) American Consumer Opinion
American Consumer Opinion, also known as ACOP, is the best iOS app that pays you, however, it is only available on Apple devices unfortunately.
Should the developers extend to Android, which it is likely that it will eventually, it will certainly be a contender to be the best paying app of all.
ACOP are a leading survey panel and are known as one of the best paying survey sites for people in the US, UK and Canada.
The app has a decent interface and is straight forward to use. You will get alerts when you get an invitation to participate in a survey.
American Consumer Opinion are quick to pay when you get to the payout threshold. You can choose a variety of rewards upon payout, however PayPal is the best choice as it is cash in your pocket.
We did a review of the survey panel, see this post for details of ACOP that pays you cash.
PanelPlace was the number 1 app in our countdown last year and remains the best paying this year. The app is 100% survey based and you get surveys from the popular survey sites including Toluna.
The survey app has a pleasant interface and is really simple to use. With this app you will never miss a survey as you get notifications of new panels.
Surveys are generally simple to answer and offer the highest payouts in the survey panel market.
To get started it is best to sign up via the website and sign in on your smartphone once you have registered.
That is the run down of the 17 Best Money Making Apps 2020. We recommend that you download most of the apps in the list above to maximize your chances of earning cash with payouts on a weekly and monthly basis.
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We promise - this isn’t clickbait. We’ve done the nitty gritty research and below is a real list of apps that pay money to your PayPal account.
If you’ve got some extra time to spare, you can make money with apps for doing something as simple as turning off your lights.
These apps are legit and they make payments directly to your PayPal account. You don’t have to exchange points for coupons or other rewards you’ll likely never use. This is a list that gives you the good stuff: money to spend on the things you want to spend it on.
Let’s get started, beginning with our favorite one.
Here’s a money making app that doesn’t make you watch boring ads or waste any of your time.
OhmConnect lets you save energy and earn money at the same time. Before signing up for the service, you must be registered with any of the following electricity companies:
- Pacific Gas & Electric Company (PG&E)
- San Diego Gas & Electric (SDG&E)
- Southern California, Edison (SCE)
If you are with one of those companies, you can sign up and start earning points that can be converted into a PayPal payment. The points you earn will depend on how much energy you save during peak periods and you can hundreds of dollars per year.
Try it. It only takes 3 easy steps to get start:
Step 1. Go to OhmConnect.com and connect your utility account
Step 2. Save energy during #OhmHours (they'll notify you when one is coming by sending you an email or SMS)
Step 3. Send money to your PayPal
#2- Ibotta [US ONLY]
Ibotta is an app that pays you for shopping. If you buy your groceries or beauty products online, you can choose from a select number of items listed in the app.
After you make a purchase of those items, you’ll have to upload your receipt. Afterward, you’ll receive a rebate that ranges from $0.25 to $3 (or more). You’ll be able to get payment to your PayPal account after you’ve accumulated $20. When you submit your payout, you should receive your cash in just a few minutes.
Download Ibotta - iOS Android Web
Other Apps that Pay to Shop:
#3 - Receipt Hog:iOSAndroidWeb
#4 - ShopKick:iOSAndroidWeb
#5 - Mobee App:iOSAndroidWeb
#6 - CashPirate
If you enjoy playing games, completing surveys, or watching videos, CashPirate is a money making app you may want to check out. You can choose which money making options you like best and earn extra cash whenever you have the time.
If you invite your friends to join, you can get an additional 10% bonus from their earnings. When your friends refer another friend, you’ll get 5% more.
For every 1000 coins, you earn $1. You must earn at least 2500 coins before you’ll be able to cash out and send money to your PayPal account. You can expect to earn 50 coins for downloading an app.
Download CashPirate - iOS Android Web
Money Making Apps Similar to CashPirate:
#7 - AppKarma: iOS (Invitation Only) AndroidWeb
#8 - Make Money:iOSAndroid
#9 - Panel App:iOSAndroidWeb
#10 - FeaturePoints:iOSAndroidWeb
#11 - SwagBucks
If you enjoy taking surveys, you can earn as much money as you can answer with SwagBucks.
SwagBucks is one of the top known money making apps that actually pays users through PayPal. They have endless surveys to take and you can also earn money by playing games, shopping online, weekly contests and more.
You don’t have to cash out through PayPal, you could also accept some of their other rewards with Amazon or another gift card to a location of your choice.
Download SwagBucks - iOS Android Web
Survey Taking Apps That Pay Similar to SwagBucks:
#12 - GlobalTestMarket:Web
#13 - PaidViewPoint:Web
#14 - InstaGC:Web
#15 - Toluna:iOSAndroidWeb
#16 - CashCrate:iOSAndroidWeb
#17 - SlideJoy
Get paid just for locking your screen. SlideJoy is an app that pays you to place ads or news on your screen. It’s one of the most simple ways to get paid and you can even choose to see trending news tailored to your interest.
Download SlideJoy - Android Web
Apps that Pay like SlideJoy:
#18 - Fronto:AndroidWeb
Apps That Make You Earn Real Money
#19 - AppTrailers
AppTrailers lets you get paid for watching videos and you can put real money into your PayPal account.
Download AppTrailers - iOS Android Web
Get Paid with Apps Similar to AppTrailers:
#20 - Viggle: iOS Android Web
#21 - SwagBucks Watch (TV): Android Web
A Word of Caution About Apps That Pay
When you’re downloading unfamiliar apps that pay, be sure that you trust the source. The list above was carefully selected, however not all that claim to give you free money live up to their claim.
We’ve written an article that should serve as a fair warning about downloading apps on your phone and what precautions you should take.
Apps That Let You Bet Real Money
The most important thing is to protect yourself and use your time effectively when making money with apps on your phone.